In the heart of New Jersey, Somerset County is a testament to suburban elegance and natural allure. Known for its green spaces like the Sourland Mountain Preserve and the Delaware and Raritan Canal State Park, the county offers residents an escape into nature. Its towns, including Bernardsville and Bridgewater, blend historic charm with modern living, making it a sought-after location for various lifestyles. Whether you’re drawn to outdoor activities, cultural events, or the sense of community, Somerset County provides a rich backdrop for living.
Looking to settle in Somerset County? From estates in rural settings to homes in bustling towns, our network of Jumbo Verified™ lenders offers competitive rates and mortgage plans tailored to your needs. Start your journey to homeownership in Somerset County today.
Mortgage Solutions Tailored for Somerset County Homes
The housing market here caters to a wide range of preferences, reflecting the county’s diverse character. Our lenders are adept at crafting mortgage strategies for the unique mix of properties, helping you find a home that aligns with your aspirations.
- Varied mortgage types available for Somerset County homes: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Financing solutions that cater to all, from sprawling rural homes to modern townhouses.
- Customized mortgage plans that consider the county’s balance of tranquility and accessibility.
- In-depth market knowledge, offering specialized options like Land, Construction, and Bridge loans.
- Competitive rates to facilitate your home buying or refinancing process in the county.
Embrace Life in Somerset County
The county’s lifestyle, with its picturesque landscapes and vibrant communities, offers a unique living experience. We’re here to help you secure a mortgage that supports your life in this exceptional part of New Jersey. Whether it’s enjoying local amenities, engaging in community events, or relaxing in natural beauty, your Somerset County home will be a place of joy and comfort.
2024 NEW JERSEY CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ATLANTIC COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BERGEN COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| BURLINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CAMDEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CAPE MAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CUMBERLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ESSEX COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| GLOUCESTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HUDSON COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| HUNTERDON COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MERCER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MIDDLESEX COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MONMOUTH COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MORRIS COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| OCEAN COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| PASSAIC COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| SALEM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SOMERSET COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| SUSSEX COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| UNION COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| WARREN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND SOMERSET COUNTY
Neighborhoods
Bernards Township, Bedminster Township, Bernardsville, Bradley Gardens, Green Brook Township, Martinsville, Warren Township, Hillsborough Township, Franklin Park, Green Knoll, Branchburg Township, Finderne, Ten Mile Run, Somerset, Peapack & Gladstone, Raritan, Watchung & Kingston.
Zip Codes
07059, 07069, 07920, 07921, 07924, 07931, 07934, 07939, 08502, 08528, 08553, 08558, 08805, 08807, 08823, 08835, 08836, 08844, 08853, 08869 & 08873
Counties
Somerset County, Hunterdon County, Warren County, Sussex County, Passaic County, Morris County, Essex County, Bergen County, Hudson County, Middlesex County, Mercer County, Monmouth County, Ocean County & Burlington County.